Sep
22
2009

What is the difference between a FULL background check and a credit check?

albalicious asked:


I am renting my home and need to screen a potential tenant. Shoudl I do a FULL background check or credit check? Is credit history included in a background check?

House of Wendy
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3 Comments »

  • YWAM

    background check checks for things like if you have been arrested or anything like that. credit check just checks your credit score and if u make ur payments in full and stuff.

    i would do a full background check… just to make sure he will always help you pay for rent, and to make sure they are not a thief.

  • kemperk says:

    Gretsch Guitar

    whomever is offering the check,
    ask them that!

    However, I invented a different
    approach that will solve the credit
    concern.

    Do a “bad boy” check and
    I will show you how to “cover” the
    rest.
    NO fee for my advice.

  • Gretsch Guitar

    Charge back the entire fee to the applicant (screening fee) & get the fullest report possible. Background usually encompasses criminal, in addition to credit & rental history. Should not be more that $35 – 40 per applicant. (Background, rental & credit history)

    If you end up with a level 1 – 2 *** offender as a tenant, best to be prepared with that up front.

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